Finance Options

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Chattel Mortgage

Designed to help you access loans without paying a lump sum, this type of finance agreement is a popular option for business owners seeking payment flexibility. Allowing you to use your movable assets to secure a loan, from machinery and boats to warehouse equipment and artwork,this option is regarded as an attractive route for its tax deductions.

Consumer Car Loan

Predominately used by individuals seeking a loan for a new car, this option is celebrated for its no-deposit optionand complete payment flexibility, from agreement lengths to re-payment terms. While some lenders do offer Consumer Car Loans for business use, most terms require the car to be used for personal use more than 50% of the time, giving borrowers the opportunity to take ownership of the vehicle once the agreement comes to an end.

Finance Leasing

Recognised as the leading route for businesses seeking payment flexibility, tax advantages, and minimal up-front costs, Finance Leasing offers temporary use of an asset, before giving you the opportunity to sell the vehicle to a third  party for a profit after the agreed term.

“No Doc” Car Loans

Offering a fast-track route towards car loans, this service is designed to hit the brakes on extensive paperwork and lengthy vetting processes, unlocking low-interest rates, tax deductions, and a vast selection of vehicles. No tax returns. No income verification. Just car financing, made simple!

Operating Leasing

A popular option for those seeking high-value, low-risk assets, while avoiding swallowing depreciating values, Operating Leasing is designed to give borrowers temporary use of a vehicle, before returning it to the lender at the end of the agreed period.


Helping your loan work for you, refinancing is designed to put borrowers in the driving seat, giving you the option to tweak your terms, from adjusting your term length to snapping up a better deal  when interest rates fall.


Ideal for those who want to avoid down payments, value depreciation, and the commitment of ownership, car rentals are designed for temporary use, often for a period of 1-5 years. Centred on complete flexibility, you’ll have the option to purchase, continue renting, or return the vehicle once you reach the end of your term.

Equipment Finance & Leasing

As a crucial cog in the business growth wheel, this option is designed to help growing firms access essential equipment, from marine and farming equipment to office fixtures and large-scale vehicles. With a multitude of options available, whether you’d like to secure ownership rights, you’re leaning towards a balloon payment, or you’re keen to optimise your cashflow, unlock the resources you need, without costly down payments.

Leisure Finance

Bridging the gap between you and hassle-free purchases, this option places leisure assets at your fingertips. Helping you get your hands on must-have gadgets, from bikes and boats to caravans and campervans, grow your collection, without facing daunting down payments.

Personal loans

Giving you a cash injection when you need it most, personal loans are designed to provide individuals with a lump sum, beforerequiring you to payback the loan amount – plus interest – in instalments.From climbing wedding costs and unexpected bills to last-minute holidays, we view this option as a financial safety net.

Insurance Broking

Having partnered with a selection of hand-vetted insurance brokers, their role goes beyond simply matching you with an insurance company. From delivering tailored advice and negotiating your terms to identifying the best insurance option for your needs, we operate with your best interest at heart.

Unsecured Business Loans

As an attractive finance option for risk-averse businesses seeking funding, this loan type doesn’t require assets to be used as security, meaning that in the event of non-payment, your belongings cannot be recouped as collateral by your lender.

Property loans

Whether you’re taking your first step onto the property ladder or growing your portfolio, our easy-to-access property loans are renowned for streamlining the loan process, arming you with competitive rates and attractive terms.

Licensing statement: Credit Representative 538805 is authorised under Australian Credit Licence 389328.

Disclaimer statement: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.


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